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Whether you are a first-time homebuyer or searching for your dream home...purchasing a new home or refinancing an existing mortgage...KANZA Bank has the right mortgage to refinance it. Home mortgage loans are secured by a first mortgage and used for the purchase or refinance of a residential property. We offer a variety of home mortgage options including first-time homebuyer programs, VA loans, and construction loans. Let our lending experts help you with your next home purchase or refinance. Simply select a lender or apply online.